JR Suralta is a certified QuickBooks Online ProAdvisor and Xero-certified advisor with more than 15 years of experience in finance, bookkeeping, and banking. Before specializing in bookkeeping, he spent over a decade as a bank manager, where he developed expertise in financial operations, cash flow management, and internal controls. He later helped build and manage a startup, overseeing its bookkeeping, accounting processes, payroll coordination, and financial reporting from the ground up. His hands-on experience includes working with QuickBooks Online, QuickBooks Desktop, and Xero across businesses in different industries. Today, JR helps small businesses maintain accurate financial records, streamline bookkeeping, and choose accounting software that fits their needs. He evaluates accounting platforms from a bookkeeper’s perspective, focusing on real-world workflows, usability, automation, and the practical features that help business owners save time and make informed financial decisions.