Point-of-sale (POS) systems are arguably the most important part of running a business. Luckily, there are many free POS options on the market, including all the tools you need to get your business off the ground and running successfully. 

In this guide, I evaluated the top free POS systems on the market, scoring them based on dozens of factors, including usability, features (and limitations), and integration. The best free POS systems should have all the basic tools you expect from a POS system—inventory management, payment processing, omnichannel integrations, CRM tools, staff management, and reporting—plus plans and paid features to continue to support you as you grow. Based on our evaluation, the top free POS systems are:

  • Square: Best overall free POS system
  • Loyverse: Best POS for grocers and markets
  • Helcim: Best for low processing fees
  • Toast: Best for growing restaurants
  • SpotOn: Best for small new restaurants
  • Odoo: Best for customizations
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Software Spotlight: Helcim

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In addition to free cloud POS software, Helcim offers some of the lowest payment processing fees on the market. With Helcim, you’ll get:

  • Free POS software and low, interchange-plus pricing
  • Options to pass processing fees on to your customers
  • Dedicated merchant account with greater security and stability

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Standout Free Features

Payment Processing Fees

Upfront Costs

Square logo.

Square

  • Online store
  • Unlimited locations and inventory
  • Variant tracking
  • In-person: 2.6% + 10 cents
  • Online: 2.9% + 30 cents

None

Loyverse logo.

Loyverse

  • Multilocation management
  • Loyalty program
  • Inventory management

Depends on payment processor

Must purchase card reader to accept payments (starting at $40)

Helcim logo.

Helcim

  • Interchange-plus pricing
  • Online ordering
  • Invoicing
  • In-person: 0.15%-0.40% + 6-8 cents
  • Online: 0.15%-0.5% + 15-25 cents

None (if using tap to pay)

  • Menu management
  • Order and table management
  • Delivery and takeout management
  • 3.09%-3.69% +15 cents

None (if pay-as-you-go)

SpotOn logo.

SpotOn

  • Full POS hardware setup
  • Menu and table management
  • Review management
  • 2.89% +25 cents

None

  • Inventory management
  • Customer loyalty
  • Product variants

Depends on payment processor

None (if using tap to pay)

Square logo.

Square: Best overall free POS system

Overall Score

4.67/5

Pricing

5/5

Features and limitations

4.75/5

Usability

4.69/5

Integration and compatibility

4.38/5

Security and reliability

4.58/5

User scores

4.63/5

Pros

  • Retail, restaurants, and appointment-specific POS solutions
  • No hardware needed to start selling
  • Competitive flat-rate processing
  • Free online store

Cons

  • Limited customer service hours
  • Limited reporting tools in free plan
  • Loyalty program is an add-on
  • No TikTok or Shopify integrations

Why I chose Square

Square is the leader in the small business point-of-sale market, with free industry-specific POS software for retailers, restaurants, and appointment-based businesses. I like its flexibility, as each of Square’s three POS systems starts out completely free, providing tools for inventory management, CRM, payment processing, an online store, and industry-specific features to help your business thrive. 

As your business grows, Square offers Plus and Premium plans with advanced and custom features to support your operations. Square also supports several integrations with third-party tools but prioritizes in-house solutions with add-on tools for loyalty programs, SMS marketing, and gift cards, to name a few, which can be added to any POS plan for as little as $15 per month.

Square cannot be beat when it comes to what it offers for a $0 monthly fee. With mobile compatibility that requires no additional hardware, industry-specific tools, plans to support your growth so you never have to change POS providers, and some of the best customer reviews out there—it’s no wonder Square landed at the top of our list.

  • Inventory management: Square’s free plans include detailed product pages, an inventory catalog, live inventory tracking, low stock alerts, order management for online orders, variant items, and cross-location/sales channel inventory syncing. You can also upgrade to more advanced inventory reporting, invoicing, and purchase ordering tools. 
  • CRM tools: Square’s free plans allow you to create customer profiles that include contact information and customer activity. You can also add customers to transactions and even add new shopper profiles right from checkout.  
  • Afterpay integration: Offering customer financing has been shown to boost conversion rates, and Square makes it easy to offer customer financing with its Afterpay integration for both in-store and online transactions. 
  • Payment processing: Square comes pre-integrated with its in-house payment processor, Square Payments. With competitive flat-rate processing fees and compatibility with any payment method, Square Payments lets you start taking payments as soon as you sign up. 
  • Square POS app: Square offers a free POS app for Android and iPhone so you can manage your business on the go. The app is equipped with barcode scanning and tap-to-pay functionality, so you can complete transactions with no additional hardware required. 
  • Reporting: Square’s free POS systems include reports on your sales, products, inventory categories, and individual location performances. 
  • Square Online: Every Square account includes a free e-commerce site builder, with templates and features specifically for retailers, restaurants, and appointment-based businesses. 
  • Restaurant-specific tools: Square’s restaurant POS includes features such as open checks, fast order entry, menu and table management, cash payments, auto gratuity, online order management, auto 86-ing, customizable tickets, ticket routing, and kitchen performance reports, in its free plan.
  • Retail-specific tools: The free plan for Square’s retail POS includes barcode scanning and inventory creation, product photo tools, cross-location stock-syncing, stock counting tools, SKU and GTIN barcodes, buy online, pick up in-store (BOPIS) tools, discounted shopping, social selling, invoicing, and more. 
  • Appointment-specific tools: Square’s appointment POS includes a number of appointment management tools in its free plan, including unlimited calendars for you and your staff, schedule customizations, email and text notifications, Square Assistant, time zone syncing, automated marketing campaigns, Square Go, messaging tools, contracts, and booking APIs.
Loyverse logo.

Loyverse: Best free POS for grocers and markets

Overall Score

4.39/5

Pricing

4.17/5

Features and limitations

3.75/5

Usability

4.69/5

Integration and compatibility

4.38/5

Security and reliability

4.58/5

User scores

4.77/5

Pros

  • Customizable checkout screen
  • Weight tracking and weight barcodes
  • Add thousands of inventory items at a time via bulk imports
  • Includes loyalty program, customer display, and a KDS

Cons

  • No e-commerce integration in the free plan
  • Integrations require payment
  • Paid subscribers get priority for customer support
  • Must purchase a card reader to accept payments

Why I chose Loyverse

Loyverse POS is completely free and includes essential tools like multistore management, sales reporting, basic inventory management, and a loyalty program. I find its flexibility appealing, as instead of tiered plans, Loyverse offers add-on tools so you can pay only for the features you need. These include advanced inventory management, employee management, and integrations with e-commerce and marketing platforms.

Loyverse is particularly suited for grocers and food sellers, offering features like weight barcodes, portable scanning through its app, a customizable checkout screen, and bulk inventory management. This combination of affordability and tailored tools makes it a strong choice for small businesses seeking an adaptable POS solution.

  • Multistore management: For no additional fee, you can manage multiple stores, streamlining sales, customers, and inventory across all your locations. 
  • Reporting tools: Get a better understanding of your store’s performance with reports and analytics on your sales and trends, bestselling inventory items, receipt history, and shift performances. 
  • Inventory management: While you can pay for advanced inventory tools, Loyverse includes basic inventory management, including bulk imports, a product catalog, multilocation inventory tracking by quantity or weight, and item variants.
  • Customer display: Let customers input their information, view their tickets, see their loyalty points status, and add a tip with a customer-facing checkout display. 
  • Weighted barcodes: For items you sell by weight, you can generate weight barcodes that you can scan at checkout. These items will then be tracked based on their weight in your inventory reports. 
  • Loyalty program: Add customers to your loyalty program and reward them with points to keep them coming back. 
Helcim logo.

Helcim: Best for low processing fees

Overall Score

4.33/5

Pricing

4.58/5

Features and limitations

4/5

Usability

4.38/5

Integration and compatibility

4.38/5

Security and reliability

4.58/5

User scores

4.07/5

Pros

  • Interchange-plus payment processing rates
  • Invoicing tools
  • Can accept payments with a compatible iPhone
  • Free online store

Cons

  • No advanced POS features
  • No marketing tools
  • Limited integration options

Why I chose Helcim

Helcim stands out for its affordable interchange-plus pricing with volume discounts and a free POS system, making it a cost-effective choice for small businesses and professional service providers. Unlike other POS systems on the list, such as Square or Toast, Helcim doesn’t offer advanced industry-specific POS features. However, it provides essential tools like invoicing, subscription management, a free online store, basic inventory management, and reporting.

I think Helcim’s tools and features are good for professional service businesses, offering PCI compliance, recurring billing, and integrations designed for industries like law and contracting. While its POS tools are less robust than others, Helcim excels in meeting the needs of service-based businesses with straightforward and affordable solutions. It even has tap to pay on iPhone so any business only needs to have a compatible device to start accepting in-person payments.

  • Interchange-plus pricing: Helcim offers interchange-plus pricing with bulk discounts for its merchant fees, meaning that you get the lowest rates and don’t pay any unnecessary markups. You can use Helcim’s fee calculator to estimate just how much you will save with their pricing model. 
  • Subscription management: Helcim offers a subscription management tool for setting up recurring payments and collecting payments for subscription services automatically.
  • Invoicing: Add Helcim’s free invoicing software to your POS to streamline your billing operations. The best part is that your invoice processing fees will also utilize Helcim’s interchange-plus pricing model so you can save and keep your profits.
  • Helcim POS app: Helcim offers a free POS app for both Android and iPhone so you can access your POS account from anywhere and make sales on the go. Simply connect your device to the Helcim card reader to start accepting payments. 
  • CRM: Helcim offers basic CRM tools, using which you can add customers to your customer directory, log their contact information, store payment methods, and view their activity. 
  • Reporting: Use Helcim’s reporting tools to better understand your business. View reporting on your sales totals, tipping information, all your transactions, tender use, sales by category, invoicing totals, sales by products, and discount information.   
  • Inventory management: If you need basic inventory management tools, Helcim has them. You can log them in your inventory catalog with detailed product information and track their levels and performance to see where the opportunity lies.
  • Tap to pay on iPhones. Like with Square and Stripe, Helcim has Tap to Pay on mobile devices. However, for Helcim, this feature is only available on iPhone.
Toast logo.

Toast: Best for growing restaurants

Overall Score

4.26/5

Pricing

4.17/5

Features and limitations

4.5/5

Usability

4.38/5

Integration and compatibility

3.75/5

Security and reliability

4.58/5

User scores

4.2/5

Pros

  • No upfront fees for industry-grade hardware
  • Menu management, table management, and digital menu tools
  • Includes restaurant-specific reporting

Cons

  • Online ordering not included
  • High processing fees if you don’t pay for hardware upfront
  • No mobile POS app; must operate POS on proprietary hardware

Why I chose Toast

Toast is the best free POS system for growing restaurants, offering tools like menu management, table management, digital menus, invoicing, and access to high-quality restaurant-grade hardware. Unlike other providers, Toast allows businesses to opt for a pay-as-you-go hardware plan, letting you pay higher processing fees instead of an upfront hardware cost—an advantage for restaurants looking to minimize upfront costs.

I think Toast’s $0 upfront cost is a good option without sacrificing essential functionality. Compared to other providers, it’s the only one to include industry-grade hardware in its free plan, making it a standout choice for restaurants. While the free software has limitations and higher processing fees, Toast offers affordable upgrades that grow with your business, providing flexibility and value for scaling operations.

  • Pay-as-you-go hardware: If you don’t have the upfront capital to buy Toast’s hardware upfront, you can opt to pay for it over time via higher processing fees. This offer is available for up to two of Toast’s startup hardware kits. 
  • Order and table management: With table management, you can keep track of your tables and seating and add orders to specific tables so your staff never delivers the wrong order to a table. 
  • Menu management: Create a custom menu and manage it from your Toast account—update prices, introduce special deals, and add and remove items as they become available or run out of stock.
  • Invoicing: If you are a catering business or your restaurant is hosting an event, you can send invoices to your customers with Toast’s free invoicing tools. 
  • Digital menus: If you want to offer digital menus rather than, or in tandem with, your physical ones, Toast has you covered.
  • Mobile payments: Accept mobile payments like Apple Pay and digital credit cards.
  • Payment processing: All Toast accounts come complete with Toast’s in-house payment processing, so you can start accepting payments and completing sales immediately.
SpotOn logo.

SpotOn: Best for small new restaurants

Overall Score

4.23/5

Pricing

4.58/5

Features and limitations

4.5/5

Usability

4.06/5

Integration and compatibility

3.75/5

Security and reliability

4.17/5

User scores

4.33/5

Pros

  • Base restaurant plan includes hardware
  • Marketing, reporting, and review management
  • Table layout and menu management

Cons

  • Small business plans have monthly fees
  • Other restaurant-specific features are only available on higher plans
  • Add-on fee for additional employee

Why I chose SpotOn

SpotOn stands out for being a fully functional restaurant POS system with excellent employee management, loyalty functions, affordable payment processing, and industry-grade hardware. Among the POS systems in this guide, I would put it head-to-head with Toast. While Toast includes better and more comprehensive restaurant-specific tools, SpotOn has cheaper payment processing fees, making it a better option for smaller restaurants with simpler operations. 

I also like that it has 24/7 customer support and all its plans come with setup assistance. Its no-monthly-fee baseline plan includes software and hardware already so new and small businesses can easily start accepting payments without any upfront costs.

  • Pay-as-you-go hardware: SpotOn’s basic Quick Start plan includes the use of a 15” Station hardware bundle with guest-facing display. 
  • Powerful dashboard. SpotOn’s dashboard gives you access to marketing, reporting, and review management.
  • Menu management: You can create and manage your menu items from your POS dashboard.
  • Table layout management: Create a map of all tables in your restaurant to make it easy for your staff to manage customers and orders.
  • Reporting and analytics: Get detailed performance insights, helping you track sales, monitor trends, and make informed business decisions.
  • 24/7/365 customer support: Access reliable, round-the-clock support to resolve issues quickly and ensure smooth business operations.
  • Marketing: Leverage built-in tools to create and manage email and SMS campaigns that drive customer engagement and increase sales.
  • Review management: Monitor and respond to customer reviews directly from the dashboard to maintain your online reputation and improve customer satisfaction.
Odoo logo.

Odoo: Best for customizations

Overall Score

4.18/5

Pricing

4.58/5

Features and limitations

3.25/5

Usability

4.06/5

Integration and compatibility

4.38/5

Security and reliability

4.58/5

User scores

4.2/5

Pros

  • Modular system with other Odoo apps
  • Wide payment terminal options
  • Customizable interface

Cons

  • Paid addons
  • Limited customer support
  • Best suited for the Odoo ecosystem

Why I chose Odoo

Odoo is known for its modular system, which easily integrates with other Odoo apps like accounting, inventory, and CRM, making it a highly customizable solution for businesses that want an all-in-one ecosystem. It works with a wide range of payment terminals from Stripe, Adyen, Ingenico, and Razor, among others.

While Odoo’s POS may lack the extensive customer support and advanced industry-specific tools offered by others on this list, its flexibility and customization options make it ideal for businesses that need tailored solutions. The open-source nature of Odoo also provides unparalleled freedom to adapt the system to unique needs, which is a significant advantage over more rigid, pre-built POS systems.

  • Integration with Odoo apps: Easily connects with other Odoo modules like accounting, inventory, CRM, and more, offering an all-in-one solution.
  • Offline functionality: Operates without an internet connection, ensuring uninterrupted service.
  • Customizable interface: Tailor the POS layout and workflows to meet the specific needs of your business.
  • Multi-store management: Manage multiple locations from a single system with centralized control.
  • Inventory tracking: Real-time inventory management to monitor stock levels and streamline reordering.
  • Loyalty program integration: Includes tools to create and manage customer loyalty programs to enhance retention.
  • Wide payment terminal compatibility: Supports a variety of payment terminals like those from Stripe, Adyen, Ingenico, and Razorpay.

Features a free POS should include

While free POS systems won’t include the most advanced functionality, there are several features you should look for. Read through the list below to see exactly what you can expect from a free POS system. 

  • Inventory management: The best free POS solutions will include inventory management tools, with unlimited inventory items, real-time tracking, and barcode scanning.
  • Customer management tools: You should expect a number of free CRM tools, including a customer directory, the ability to add customers to your transactions, and, in the best cases, loyalty programs and marketing tools. 
  • Payment processing: All POS systems should include free integrated payment processing either via an in-house solution or a free integration. There should be no limitations on the types of payment methods you can process, and the best POS systems will also offer free customer financing integrations via services like Afterpay or Klarna. 
  • Accompanying POS app: To ensure you can take your business on the go and access your POS from anywhere, the POS provider should have an accompanying POS app that you can download to your personal device. 
  • Sales channel integrations: Ensure you can streamline your sales across all your channels, like online ordering platforms, marketplaces, and social platforms, with omnichannel sales integrations. 
  • Staff permissions and logins: While you can’t expect payroll and schedule management in a free POS solution, you should be able to set access permissions and individual logins for your staff to protect your settings and information.
  • Industry-specific tools: If you are looking at POS systems that market to specific industries, like retail, restaurants, service businesses, etc., you should expect a number of industry-specific tools that are essential to the success of your specific business type.

Choosing the right free POS

Point-of-sale systems can cost hundreds of dollars each month, but, as we learned here, they don’t have to—and you don’t have to sacrifice functionality in the process. There are many great free POS options on the market—from Square, with its industry-specific POS options with plans to support you as you grow, to Loyverse, a perfect fit for grocers and markets who are just getting off the ground. 

Toast is an ideal solution for growing restaurants with its comprehensive restaurant-specific tools. For those prioritizing low ongoing costs, Helcim offers interchange-plus pricing with its free POS. New and small restaurants will find SpotOn’s zero upfront costs a great match with its restaurant-specific tools. If you’re looking for a customizable solution that gives you more control over your system, Odoo POS is our recommended option.

If you are looking to start a small business and want to save on costs, the POS market offers a wide range of highly functional, free POS solutions.

Frequently asked questions

There are a number of POS systems with $0 monthly software fees. However, you will always incur processing fees for your transactions. These can range from 4% on the high end to less than 1% on the low end per transaction, depending on your provider.

Free POS systems are great for small businesses that are just starting out and are looking to avoid unnecessary upfront costs.

The cheapest POS system depends on your business needs. Providers like Square and Toast offer free plans with no monthly fees but charge transaction fees. Helcim stands out for offering interchange-plus pricing, which can result in lower processing costs for businesses with higher sales volumes.

Free POS systems often work with smartphones, tablets, or computers, but some providers may require specific hardware like card readers or terminals. Providers like Square and Helcim allow you to use your own devices, while others, like Toast and SpotOn, offer pay-as-you-go hardware options.

Yes, many free POS systems offer upgrade options or add-ons for advanced features as your business grows. For example, Square and SpotOn provide scalable plans and tools to accommodate larger operations.